Summary of Account Activity
Late Payment Warning:
If we do not receive your minimum
payment by the date listed above, you may have to pay a late
Minimum Payment Warning:
If you make only the minimum
payment each period, you will pay more in interest and it willtake you longer to pay off your balance. For example:
If you would like information about credit counseling
, call 1-877-302-8775.
Promotion Expiration Notification
YOU HAVE A DEFERRED INTEREST PROMOTION(S) EXPIRING ON 04/26/13. YOU MUST PAY EACH DEFERREDINTEREST PROMOTIONAL BALANCE IN FULL BY ITS EXPIRATION DATE TO AVOID PAYING ACCRUED INTERESTCHARGES. PLEASE SEE THE PROMOTIONAL PURCHASE SUMMARY SECTION ON THIS STATEMENT FOR FURTHERDETAILS.
PAYMENT DUE BY 5 P.M. (ET) ON THE DUE DATE.
NOTICE: We may convert your payment into an electronic debit. See Statement Disclosures link below for details, Billing RightsInformation and other important information.
xxxx xxxx xxxx 0296
Total Minimum Payment
Payment Due Date
Save a stamp, pay on-line atwww.amazon.com/storecard
00035000030000 000350000109440 000604578 1001190 29603
Promotional Purchase Summary
The applicable terms of your promotional purchases are below. DEFERRED INTEREST: To avoid paying Accrued InterestCharges on any DEFERRED INTEREST promotion(s), you must pay at least your minimum payment due, if any, each monthand the entire applicable Current Balance by the Expiration Date. NO INTEREST promotions are not assessed interestcharges during the promotional period. FIXED PAYMENT PLAN: Fixed equal payments and reduced interest rate will apply topromotional purchase until the Current Balance (which also includes related interest) is paid in full. For each promotionalpurchase, standard account terms will apply to any remaining balance after the Expiration Date. To make more than onepayment, you can pay online at the online address stated above or you can mail in your payment to the address on the remitstub. This address is also available from our automated customer service system.
TOTAL OTHER CHARGES
TOTAL FEES FOR THIS PERIOD
TOTAL INTEREST FOR THIS PERIOD
2012 Totals Year-to-Date
Interest Charge Calculation
Your Annual Percentage Rate (APR)
is the annual interest rate on your account.
Cardholder News and Information
Eligible card purchases may be billed under one of the following promotions: No Interest if Paid in Full within 6, 12, 18, 24 or 36 months. Under each of these promotions, if the promotional balance is not paid in full within the promotional period, interest will be imposed from the date of purchase at a non-variable rate of 25.99% or at a variable rate of 25.99% if your purchase will be subject to this rate, as described in the enclosed change in terms notice. The variable APR will vary with the market based on the Prime Rate. Minimum monthly payments are required. See promotional advertising for further details.
Cardholder Benefits and Information
Manage your account online at amazon.com/storecard. Check your balance, view your statements, pay your bill, update yourpersonal information and more!
Important Changes to Your Account Terms
The following is a summary of significiant changes that are being made to your account terms.These changes are being made to realign pricing in light of the Credit CARD Act of 2009.
These changes will impact your account as follows:
Transactions made after 06/27/12 : Any change to APRs described below will apply to these transactions.
Transactions made on or before 06/27/12 :
Current APRs will continue to apply to these
APR changes will take effect on the day after 06/27/12 .
This APR will vary with the market based on the primerate.
Additional Information about the APR change
The APR shown in the table above is a rate that will vary with the market based on the prime rate.
The following terms will replace the "Your Interest Rate" section of your credit card agreement
which explains the calculation of your daily rate and corresponding APR.
"The APR for purchases is the prime rate plus 22.74%. We use a daily rate to calculate the interest on the balance on your account each day. The daily rate for purchases is the APR times 1/365. As of the date of this notice the daily rate for purchases was .07121% (APR 25.99%). Interest will be imposed in amounts or at rates not in excess of those permitted by applicable law.
Daily Rates May Vary
. The APR and the daily rate on your account vary with the market based on
the prime rate. The prime rate for a billing cycle is the highest bank prime loan rate published in
Wall Street Journal
in its Money Rates section on the last business day of the calendar month preceding the first day of the billing cycle.
If the prime rate increases, the daily rate and APR will increase. As a result, interest, your total minimum payment and the number of payments it would take you to pay off your account balance may increase. We apply any change in rates because of a prime rate change to your entire account balance. A change in the prime rate will take effect on the first day of the first billing cycle after the change. We may select a new interest rate index if the prime rate is not available."
29. SEPTEMBER 2003 VIDENSKAB OG PRAKSIS | Præsentation af anstrengelses-belønnings-modellen (»the effort reward model«) – den nye stressmodelaf arbejdsrelaterede stressorer – at kunne tage »en prøve for Anstrengelses-belønnings-modellen postulerer, at den største stress«. En anvendelig biomarkør skal have sammenhæng risiko for arbejdsbetinget stress findes, hvor den ydede
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